Our Investing Philosophy

At Convergence Wealth, we don’t predict the market, we believe in it. Over time, the market has proven to be a powerful engine for long-term growth, and our role is to help you harness that engine in a disciplined, intelligent way. We focus on what we can control: costs, allocation, and behavior. We don’t chase trends, headlines, or fads. Instead, we build portfolios designed to weather volatility and deliver compounding growth over decades, not days.

Every portfolio we design starts with you, the client, not the market. Our process begins by understanding your goals, timelines, and comfort with risk, then structuring your investments so that you have access to cash when you need it and growth when you don’t. We look for funds and ETFs that do exactly what they claim to do and that charge a fair price for doing it. We scrutinize expenses because cost control is one of the few guaranteed ways to improve returns over time.

We’re proud to be independent. Our investing team is in-house, not part of a massive corporate structure, which means we answer only to our clients. We believe in America and in the innovation that drives it, particularly in the power of technology to shape the future. And importantly, we bill solely on assets under management. We have no commissions, and no product quotas. If your portfolio isn’t growing, neither should we. Our incentives are fully aligned with yours, every step of the way.