Financial Advisor
in Columbia, MO
Clear planning. Disciplined investing. Tax-aware decisions. Coordinated and communicated.
Or call us at (573) 818-2264
If you’re searching for fee-based financial advisor services near me in Columbia, MO, or want fiduciary-minded planning with transparent fees and coordinated investment strategy, you’re in the right place.
Looking for a financial advisor you can actually trust?
If you’re in Columbia, MO and you’re searching for a financial advisor, you’re probably trying to answer a few practical questions fast:
“Am I on track for retirement?”
“What should I do with cash, RSUs, rollover money, or an inheritance?”
“Are my investments aligned with my goals?”
“How do I reduce taxes without making dumb mistakes?”
“Who coordinates the whole picture instead of selling products?”
Our role at Convergence Wealth is to help you answer those questions with clarity and then help you act on them without overcomplicating things. We provide comprehensive planning + investment management designed to make every financial decision fit together. We focus on the long game, helping clients make fewer, better decisions by coordinating investments, retirement planning, and tax considerations over time.
Is Convergence Wealth the right financial advisor for you?
If you’re searching for a financial advisor in Columbia, MO, one of the first questions is whether an advisor is actually a good fit for your situation.
We tend to work best with individuals and families who:
Have accumulated meaningful savings or investments
Are approaching retirement or navigating complex financial decisions
Want ongoing guidance, not one-off product recommendations
Value coordination between investments, retirement planning, and tax strategy
If you’re primarily looking for:
Stock tips
Day-trading guidance
A one-time plan with no ongoing relationship
We’re probably not the right firm, and that’s okay. We focus our time and attention on situations where ongoing advice, coordination, and judgment genuinely add value. When that’s the case, the relationship tends to work well for everyone involved.
What We Help With
These areas tend to overlap. Decisions in one often affect the others, so we approach them together rather than in isolation.
Investment Management
Portfolio design aligned to your goals and risk tolerance
Ongoing monitoring and disciplined rebalancing
Tax-aware implementation (asset location, tax-loss harvesting where appropriate)
Financial Planning
Many people searching for a financial advisor are really looking for a financial planner: someone who helps connect investments, retirement decisions, taxes, and real-life tradeoffs into a coherent plan. That’s how we approach our work. We include:
Retirement planning (timing, income strategy, Social Security decisions, RMD planning)
Cash flow + savings strategy (so you’re not guessing month-to-month)
Risk management (insurance review with a bias toward simplicity)
Education planning and “big goal” planning
Tax-aware Coordination
We pay attention to taxes because taxes are one of the biggest controllable drags on long-term results. If you have a CPA, we’ll coordinate. If you need one, we’ll point you to reputable options.
Already looking specifically for Wealth Management? Start here: Wealth Management in Columbia, MO
Not Ready to Book a Call Yet?
If you’re still exploring your options or want a better sense of our approach, we have a number of resources on our website to learn more:
Who We’re A Great Fit For
We tend to be a strong match for Columbia-area households that want a long-term advisory relationship and have meaningful moving parts—investments, retirement accounts, business income, real estate decisions, or tax complexity.
If you’re looking for:
a local advisor you can meet with and call,
straightforward recommendations,
proactive guidance (not reactive panic),
and a plan that connects to your real life…
you’ll feel at home here.
How working with Convergence Wealth works
Step 1 — Intro meeting or call (30–60 minutes)
We learn what you’re trying to accomplish and whether we can help.
Step 2 — Build the plan
We map the priorities: retirement trajectory, cash flow, investments, and tax considerations. This stage is about clarity and direction, not product selection.
Step 3 — Implementation + ongoing advice
If we’re a fit, we implement with you and stay involved, meeting on a cadence that matches your complexity. This is where recommendations are implemented and revisited over time as circumstances change.
How financial advisors in Columbia, MO typically charge
Local financial advisors can be compensated in several ways: commissions, hourly planning fees, flat fees, or a percentage of assets under management.
At Convergence Wealth, we use a percentage of assets under management with the percentage decreasing at certain asset levels. We’ll walk through this transparently during the introductory call so you understand:
What services are included
How fees are calculated
What you can reasonably expect in return
We believe a good advisory relationship only works when incentives are aligned and expectations are clear. Questions about cost are expected and welcome! We’d rather address them directly than leave things vague.
Why Clients Choose Convergence Wealth
We connect the dots. Planning, investing, and taxes affect each other. We treat them that way.
We’re not here to sell you an annuity pitch deck. We prefer simple, transparent solutions when possible.
We prioritize repeatable discipline. Good outcomes usually come from a few consistent behaviors done for a long time.
Financial advising for Columbia, MO families and professionals
Convergence Wealth is based in Columbia, Missouri, and we work with clients across mid-Missouri, including professionals, business owners, and families planning for retirement.
Many of our clients have roots in the community — careers here, businesses here, families here — and want advice that reflects real-world decisions, not generic models.
We meet in person when helpful and work virtually when it’s more convenient, allowing us to stay closely involved without unnecessary friction.
We’re conveniently located in South Columbia:
Office: 3919 S. Providence Road, Columbia, MO 65203
Phone: 573-818-2264
Hours: Weekdays from 8AM to 5PM
Frequently Asked Questions
What’s the difference between a financial advisor and a wealth manager?
“Financial advisor” is a broad term that can mean many things. In practice, it often refers to help with investments, retirement planning, or specific financial decisions.
Wealth management typically implies a deeper, ongoing relationship that coordinates investments, planning, and tax considerations over time.
Many clients start by searching for a financial advisor, then realize they want the broader wealth-management approach once decisions become more interconnected.
How do I choose the right financial advisor in Columbia, MO?
Choosing the right advisor means finding someone who listens to your goals, offers transparent fees, and has experience with the issues you’re facing, whether that’s retirement planning, investment strategy, or tax integration.
Do you work with clients who aren’t retired yet?
Yes, and we encourage getting started early. Many of our clients are in their peak earning years and want a plan before retirement gets close.
Are financial planning and investment advice included when I work with an advisor?
Many advisors separate planning and investing; at Convergence Wealth we integrate both because that’s how real decisions interact — which helps your long-term outcomes.
Are you a fiduciary financial advisor?
Yes. We act in your best interest and disclose conflicts upfront.
Will you coordinate with my CPA?
Yes. If you already have a tax professional, we can collaborate so major moves (retirement contributions, Roth conversions, charitable giving, business decisions) are coordinated. If you aren’t currently working with a tax professional, we can help connect you with the talented staff at Convergence Accounting.
How do I know if I’m a fit?
If you have real decisions to make (retirement timing, rollover, tax strategy, investment design, business income planning) and you want an advisor you can stick with, it’s worth a call.
How much should I expect to pay a financial advisor in Columbia, MO?
Costs vary by level of service. We’ll explain our fee approach in the free introductory conversation so you understand what you’re paying and what you get.
What should I bring to my first meeting?
The majority of our conversation will be about your financial goals and any specific questions or decisions you’re facing. If you’d like to go deeper, a list of your current accounts and assets will help us have a more detailed conversation.
What should I ask on my first financial advisor consultation?
Ask about the advisor’s fiduciary standard, how they’re compensated, how they structure planning vs. investment work, and how they communicate with clients. We’re always happy to walk you through these during an intro call.